BHIM App to be integrated with Aadhaar: UIDAI chief Ajay Pandey

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UIDAI chief executive Ajay Pandey said that Government is mulling over plans to integrate the recently launched BHIM app with the Aadhaar ID of users. It will facilitate faster payments, he added. Further, transactions where Aadhaar ID is listed as payment ID,  BHIM will not require any biometric authentication. This will make its reach more comprehensive as more than one-third of India’s population has its Aadhar linked with bank accounts.

Ajay Pandey said that about 38 crore people have their Aadhaar registered with their banks. Thus the payment mechanism will become faster as you need not register first to initiate the payment.

Economic Times, Ajay Pandey said, “Through Aadhaar, any person — large service providers or independent ones such as plumbers or carpenters, irrespective of whether they are on BHIM or not — can get payments for their services directly into their bank accounts if it is linked to Aadhaar,” said Pandey.

In an earlier development, he said, “A pilot is underway at fair price shops in Andhra Pradesh, where shopkeepers are accepting payments from PDS beneficiaries. The results are very encouraging.”

The Bharat Interface for Money (BHIM) app works even without the internet or even a smartphone. You need to have is your Aadhar number as the app is completely based on Aadhar.

The app, for now, is an Android-only app and will soon be extended to iOS users too. Bharat Interface for Money (BHIM) can be downloaded from the Google Play store.

The user first needs to download the app from the Play Store and then, register on the app using their Aadhaar number. Since banks have now made Aadhar card linking mandatory for bank accounts, once you enter the Aadhar number, all the bank accounts that are linked to your Aadhaar card will automatically pop up. The app is more for shopkeepers. However, you do not need just a smartphone for the app but also a separate biometric reader.The app will help the shopkeepers make payments simpler for customers only through their Aadhaar number and no cash or no card or wallet.